Travelling while living abroad introduces a number of different challenges regarding what kind of cover your travel insurance may provide you.
When travelling, many people simply choose one of the options presented to us either by the travel agent, airline company or travel website. However, as an expat, your personal situation might exclude you from all the benefits available so it is vital that you read all the terms, conditions and small print to ensure that you are fully covered while travelling.
It is also advised that, rather than wait until you are about to travel to arrange your travel insurance, you should purchase travel insurance as close to when you made your booking as possible – ideally on the same day. This is to ensure you are covered if your travel plans get re-arranged or cancelled due to unforeseen events.
If you have a travel plan which you purchased before you moved abroad, you must also read the small print as it is unlikely to provide cover for your travels once you have moved abroad.